Andy Toolson first obtained his financial services license in 1990. After an 11-year professional basketball career in the NBA and Europe and four years of coaching at the Division 1 level, Andy decided to transition full-time into his fascination with financial markets and advisory. He has since worked as a VP/Financial Consultant at Charles Schwab and Company, Key Investment Services, and Cambria Capital and has run his own firm, Toolson Wealth Management, since 2013.

Jeff D. Sather founded Cornerstone Legacy Partners, an insurance consulting firm specializing in asset-based long-term care insurance. With nearly a decade of experience in the industry, Jeff has worked with some of the nation’s top financial advisors, agents, CPAs, CFPs, and estate planning attorneys. He has earned the nickname “The Most Successful Wholesale Marketer of Hybrid LTCi” due to his extensive work with these professionals. Jeff has also partnered with Roy Snarr Retirement Solutions and the Snarr Agent Academy to help run the Long-Term Care division, which assists thousands of agents and clients annually. Jeff is passionate about helping people obtain crucial retirement coverage.

Since 2017, Garrett Burrow has been helping and protecting people. He knows everyone’s needs are different and creates unique plans for all his clients. Specializing in the Asset Protection and Long-Term Care Division, Garrett works with a multitude of agents and insurance carriers to ensure he can custom-tailor the best policies for each individual.

Adam Howard NSSA®, CFF®, is an independent financial professional who is dedicated to helping clients with the four pillars of retirement planning: health, wealth, legacy, and long-term care. Seeing his father lose his health, business, and family home in the crash of 2007 has empowered Adam to help others prepare for the unexpected.

The founder of Davis Capital Corp. is Tim Davis, RICP, CLU, CEBS. He has had a successful insurance career that spans over 30 years. Tim focuses his attention on people who want a safe and secure retirement. His extensive insurance background in all areas of insurance covering human capital, as well as being a successful entrepreneur, uniquely qualifies him to lead a team to strategically design and place insurance plans for a broad spectrum of needs, both personal and corporate. Tim is a University of Texas at Austin graduate with a BBA in finance. He also earned the Retirement Income Certified Professional (RICP) and Chartered Life Underwriter (CLU) designation from the American College of Financial Services and the Certified Employee Benefit Specialist (CEBS) certification from the Wharton School of the University of Pennsylvania and the International Foundation of Employee Benefit Plans.

“Throughout my career I have helped hundreds of families and business owners create strategic plans that identify personal and business goals. I make it my priority to deliver beyond my client’s expectations by helping them strategize the best solutions based on their needs.” Roy Snarr My dedication and passion has enabled me to build a successful and recognized business and to become a part of the most pristine association of financial professionals, the Million Dollar Round Table (MDRT). An international organization consisting of the top 1% of licensed financial professionals. As a part of my ever-growing financial education I serve as a local Board member for the Society of Financial Services Professionals (FSP). I hold an LACP designation; Life and Annuity Certified Professional.

Rick Dennis, CFF (Certified Financial Fiduciary®), is the President of Conservative Retirement Solutions, LLC, a Houston-based retirement planning company. Rick started his company in 2004 after he witnessed the negative impact the stock market crash of 2000-2002 had on the retirement accounts of his fellow Baby Boomers. Rick’s company provides financial education for people who want “safe, secure, and guaranteed” retirements and focuses on helping clients learn about financial options they may not know about. During his professional career, Rick has taught numerous classes about current events and how they affect an individual’s retirement. Rick advocates a common-sense approach to financial planning and believes that the necessary money should be kept safe and secure.

Michael specializes in protecting his clients’ finances and guiding them to reach their goals. As the owner of Clearwater Financial Group, proudly independent, he contracts with multiple companies to provide the best products to his clients.

Jack Whittaker has been providing financial services since 1986. He worked for a Fortune 500 company for 21 years before founding Carolina Benefits Group, where he specializes in helping clients pursue financial independence. Jack’s tenure was marked by an impressive 16-year consecutive appointment to the Chairman’s advisory board and 12 consecutive years as the number-one in sales. At Carolina Benefits Group, Jack and his team provide retirement strategies, income planning, legacy and life insurance planning, Medicare supplement insurance, long-term care, and Estate Planning. With 44 years of marriage and two adult children, and four grandchildren, Jack is committed to helping others achieve financial independence and has built a successful agency.

Derrick Loflin specializes in helping individuals and families prepare financially for retirement with the proper Safe Income Planning Strategies, educating clients on options to generate more retirement income and how to not only securely protect their money but also provide strategies to grow their money during uncertain economic environments. Derrick’s career in the Financial and Insurance Industry started a few years before the 2008 economic crash. He has more than 15 years of experience helping people protect and grow their money. Derrick has assisted hundreds of individuals and couples over his career by creating a solid financial foundation, as well as generating a secure retirement income that they cannot outlive.

David Duston, founder of MoneyWorks Group, has helped others learn how money works for many years and serves as a strong advocate and leader in teaching financial literacy concepts. He holds his Life and Health License in Texas. His safe money and income strategies help clients maximize retirement options while focusing on a safe and secure approach to retirement.

Charles Cardenas’s philosophy and that of the RPS Retirement Planning Systems of South Texas act in the client’s best interest. His clientele includes healthcare professionals, state and federal employees, business owners, and blue-collar workers. Charles understands that his clients are concerned about protecting their hard-earned assets and are extremely worried about possibly running out of money during their retirement years. RPS’s goal is for every client and their families to have sufficient income during retirement and to pass on family assets to the next generation efficiently through proper estate planning.