Articles By Dustin Settle

Dustin Settle is the managing director of P. A. McGavick and Associates LLC in Boise, Idaho. For nearly three decades, Dustin has been an advisor and agent in the Financial Services Industry. Dustin grew up on the Olympic Peninsula in Western Washington.
December 11, 2024

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Life insurance is one of those things that doesn’t always get the attention it deserves—until it’s needed. But when you look closer, it’s not just about protecting against the unexpected.. . .

November 25, 2024

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For millions of retirees, Social Security benefits are a vital source of income. With some changes expected in 2025, there may be opportunities to increase the amount you receive each. . .

October 24, 2024

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Retirement planning may be complex, but understanding key terms is crucial for navigating your financial future. Below are detailed explanations of some of the most common terms used in retirement. . .

September 19, 2024

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You’ve worked hard all your life, and now the glorious horizon of retirement beckons. It’s time to enjoy the fruits of your labor, right? Absolutely, but before you embark on. . .

August 14, 2024

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When planning for retirement or seeking safe investment options, two popular choices often come to mind: Certificates of Deposit (CDs) and annuities. Each has its own advantages and drawbacks, making. . .

July 11, 2024

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In recent years, the landscape of retirement planning in America has undergone significant shifts, influencing not only the financial well-being of retirees but also the broader economy. This transformation is. . .

June 20, 2024

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In the ever-evolving landscape of retirement planning, fixed annuities are often overlooked in favor of more glamorous investment options. However, these underappreciated financial tools may offer a unique blend of. . .

April 19, 2024

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Once a cornerstone of retirement security, traditional pension plans are a fading perk in today’s workforce. These employer-sponsored plans, known as defined-benefit plans, promised a guaranteed monthly income for life. . .

February 27, 2024

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As the years fly by, the golden years inevitably come into focus. Securing a comfortable and fulfilling retirement requires planning and strategizing, and Individual Retirement Accounts (IRAs) are a cornerstone. . .

January 17, 2024

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Estate planning is a crucial aspect of financial management, especially as one contemplates the future of their assets posthumously. It’s more than just penning a will; it’s about ensuring that. . .

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Content in our posted articles is deemed to be accurate but topics, facts and laws can change. It is always a good idea to verify facts before making decisions. Always seek authorized and professional advice regarding financial decisions which includes investing, annuity purchases, tax planning, changes in a financial portfolio and retirement planning.

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