Guaranteed minimum income benefits (GMIB) are a type of financial product that provides investors with a guarantee of a minimum level of income during retirement. These benefits are offered as. . .
Are you a retiree or a soon-to-be looking for an investment with a guaranteed income stream? Fixed Indexed Annuities may be the right choice for you. An indexed annuity is. . .
Retirement is a crucial stage of life—not just in terms of finances but also in personal fulfillment and security. However, achieving the retirement lifestyle you’ve always hoped for isn’t easy.. . .
If you’re in the midst of a divorce, you’re likely already feeling the financial strain. But did you know that divorce can also significantly impact your retirement plans? Depending on. . .
“Understanding and mitigating the risks that cause plan failures is critical if you want to maintain your lifestyle when you retire.” Joe Uppleger Seniors who want sustainable, inflation-protected income when. . .
“Although the “time value” of money is a somewhat intuitive idea, many people fail to take it into account when planning their retirements.”- Joe Uppleger. The time value of money. . .
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“If you are at or near retirement, the thought of selling your home may have crossed your mind. Before you make that decision, though, you’d better spend some time considering. . .
“Sequence of returns risk is likely to impact your retirement savings for as long as you live. There are, however, several useful techniques you can employ that might minimize the. . .
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“You cannot avoid paying taxes on an inherited annuity, but there are several things you can do to defer the pain.” Joe Uppleger While inheriting an annuity from a loved. . .
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If you are over 50, your financial advisor, agent, or CPA has probably mentioned the need for some protection against the potentially disastrous costs of long-term care. Knowing that retirees. . .
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