For more than two decades, Al Martinez has been an advisor and general agent in the financial services industry, helping clients to make sound financial decisions in the areas of insurance and retirement planning.
December 10, 2024

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Tax deferral is one of the key advantages of annuities, offering a way to grow your retirement savings without the impact of annual taxes. Understanding how this works—and how the. . .

November 22, 2024

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Market Overview The U.S. annuity market has experienced consistent growth, with the latest data from LIMRA revealing a remarkable 16 consecutive quarters of sales increases. This steady upward trajectory underscores. . .

October 24, 2024

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In today’s shifting financial environment, a growing number of retirees and those nearing retirement are turning their attention to fixed index annuities. This trend isn’t happening by accident. It reflects. . .

September 19, 2024

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Switching jobs is a common experience in today’s dynamic job market, but with each transition, you face the challenge of managing your retirement savings. Without careful planning, you risk losing. . .

August 14, 2024

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A Key to Staying on Track As we pass the halfway point of the year, it’s an ideal time to perform a mid-year financial checkup. This practice allows you to. . .

July 29, 2024

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Retirement often marks the end of a long career, but it doesn’t have to mean the end of personal growth and intellectual stimulation. Continuing education in retirement may provide numerous. . .

June 20, 2024

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A 401(k) plan is a cornerstone of retirement savings in the United States, offering tax benefits and potential employer contributions. Understanding how these plans work, their advantages, and how to optimize. . .

May 22, 2024

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Employer-sponsored 401(k) plans offer tax advantages and easy contributions, but not everyone has access to one. The good news is, there are still effective ways to build a robust retirement nest egg without this popular perk. The IRA. . .

April 20, 2024

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You might think that your credit score doesn’t hold much importance once you’ve retired. However, a good credit score offers several advantages for seniors, including access to the best interest. . .

March 28, 2024

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Being proactive about your health is a matter of improving your quality of life and a strategic financial move, especially as you approach retirement. With the rising healthcare costs and. . .

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Content in our posted articles is deemed to be accurate but topics, facts and laws can change. It is always a good idea to verify facts before making decisions. Always seek authorized and professional advice regarding financial decisions which includes investing, annuity purchases, tax planning, changes in a financial portfolio and retirement planning.

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