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September 11, 2022

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Many benefits annuities provide include at no additional cost or expense. Almost all new annuity contracts provide an immediate benefit. Is it income? Is it safe? Is it freedom from. . .

September 11, 2022

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Licensed security brokers sell variable annuities, and fees and expenses are included. Variable annuity sales are headed for their lowest annual sales in nearly two decades, since the mid-’90s, as. . .

September 11, 2022

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Fixed indexed annuities have become the darling for retiring with guaranteed income. Nearly 3 million people will likely purchase fixed index annuities (FIA) in 2017. (2019, 4.2 million estimated new. . .

September 11, 2022

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A new rule enacted by the Department of Labor governing financial advice provided by advisors has thrown the industry into a state of confusion and disarray.  The “Fiduciary Rule” went. . .

September 11, 2022

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Cash talks when it comes to paying for something like a new car. Cash can get you a better deal and eliminate interest payments. But more important than having money. . .

September 11, 2022

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Every day I hear from those who come into my office four fears: 1. The fear of outliving my money 2. The fear of having to put off retirement 3.. . .

September 11, 2022

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Her jaw began to hurt three years after Sue retired, at first only when she awoke, then eventually constant. As she aged, a slight overbite had grown to a large. . .

September 8, 2022

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Inflation poses a severe threat to all Americans and can cause profound damage to your retirement savings. As of June, the inflation rate in the US was a whopping 9.1%,. . .

September 7, 2022

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Guarantees that allow you to sleep better at night An annuity is a contract sold by insurance companies designed to provide variable payments to the holder at designated time periods,. . .

September 5, 2022

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“Most retiree accounts are woefully underfunded. Instead of withdrawing 4% to retire comfortably, you may have to reduce that to 3% or less.” Jeff Kennedy For various reasons, some people. . .

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