Saving for retirement is a critical part of your financial planning. Most people are familiar with employer-sponsored 401(k)s and IRAs, but there is another option for retirement savings that you. . .
Surrender, in the context of annuities, refers to the act of terminating the annuity contract and receiving the remaining value of the contract in a lump sum, rather than receiving. . .
Are you a retiree or planning to retire soon and concerned about having your savings last? It’s a valid concern; with increasing life expectancies, many retirees have to find ways. . .
Retirement is a crucial stage of life—not just in terms of finances but also in personal fulfillment and security. However, achieving the retirement lifestyle you’ve always hoped for isn’t easy.. . .
If you’re a conservative investor looking for a steady stream of payments, both bonds and fixed index annuities might be for you. But what’s the difference between the two? Read. . .
Do it yourself Life insurance is here. Life insurance has been a big part of my lifetime business practice, and it has been a part of building portfolios and planning. . .
Many people are shocked at how much of their tax-deferred balances will be erased by current taxes when funds are withdrawn, and it is not uncommon for these accounts to. . .
The word annuity in and of itself is an enigma. What is an annuity? In its purest form, an annuity is a contract between an individual and an insurance company. . .
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While painful to contemplate, death is nonetheless a fact of life for which we all need to prepare. The death of a spouse brings its unique kind of grief, along. . .
Forced early retirement has become a critical issue in the United States, with far-reaching economic and personal implications for all citizens, particularly lower-income seniors. This blog post will take a. . .
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